Your Visa® Check Card, with the Accel® and Visa® symbols, gives you instant access to your account:


Visa Account Updater (VAU) Service: Effective October 1, 2017, Visa will require all financial institutions to participate in an Account Updater Service (AUS), also known as Visa Account Updater. Your debit card is automatically enrolled by VISA in the Account Updater (VAU) Service, at no cost to you. With this service, VISA will send updated information on your new card such as a new expiration date and/or card number to participating merchants in order to continue any automatic recurring payments or automatic billings, set up through your debit card. Participation in VAU does not relieve you of the obligation to ensure that merchants have correct account information on file; failure to do so may result in a declined payment.


While we are required to participate in the program, you as a consumer have the right to opt out of this service. You may opt-out of VAU at any time by contacting Friend Bank at 1.800.435.2074 or by visiting your local office.



All Accounts, Visa® Check Cards, Overdraft Protection, Loans, and Lines of Credit are subject to credit approval.

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