Friend Bank: Member FDIC and Equal Housing Lender. *We may finance up to 95% of the purchase price or appraised value, whichever is lowest. Repayment terms are a 7 year ARM with a 30 year amortization. Rate 6.25% and Annual Percentage Rate given in this example are current rates as of 02/28/2025. Estimated monthly payment $1,539.56 includes principal and interest of a 7 year ARM with a 30 year amortization for $250,000 loan amount with 6.862% APR. Payments do not include property taxes and applicable insurance premiums; therefore the actual monthly obligation will be greater. Interest rate subject to increase after consummation. Offer of credit is subject to credit approval and has geographic restrictions.

All Accounts, Visa® Check Cards, Overdraft Protection, Loans, and Lines of Credit are subject to credit approval. Equal Housing Lender.

All Accounts, Visa® Check Cards, Overdraft Protection, Loans, and Lines of Credit are subject to credit approval. Equal Housing Lender.

Safe Act Registration Disclosure

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires mortgage loan originators and their employment institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS).

Each employee of a bank who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the Requirements of the SAFE Act. Below is a listing of the registered mortgage loan originators of Friend Bank.

The NMLS Institution ID for Friend Bank is 403419.

One of the objectives of the SAFE Act is to provide consumers with easily accessible information at no charge regarding mortgage loan originators. Public access is available using the unique identifier NMLS ID numbers at the NMLS consumer access site.

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