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Home Mortgage

For the most important investment of your life, it’s good to know you’re working with a friend. Whether you’re purchasing a home or thinking about refinancing, we’ll help you find the loan that best fits your needs.

Affordable Homeownership

Introducing Affordable Homeownership…with a little help from a friend

This unique Friend Bank program is designed to remove the red tape and make homeownership affordable by eliminating PMI and requiring only 5% down. With local underwriting, competitive interest rates and a quick close, Friend Bank can help make the dream of owning a home a reality.

At Friend Bank, we know there’s no place like home. So when you are ready to discuss financing your dream home, come our way. We would love to discuss options with you!

  • Only 5% down payment
  • No Lender’s Fees
  • No PMI
  • Loan Amounts up to $250,000
  • Local underwriting

Talk to one of our Friend Bankers today to learn more!


Talk with a Lender

Affordable Home Ownership

Friend Bank: Member FDIC and Equal Housing Lender. *We may finance up to 95% of the purchase price or appraised value, whichever is lowest. Repayment terms are a 7-year ARM with a 30-year amortization. Interest rate of 7.20% and 7.808% Annual Percentage Rate (APR) for a $250,000 loan amount are current as of 10/18/2023. Estimated monthly principal and interest payment $1888.15 does not include taxes and insurance and the actual payment obligation will be greater. Offer of credit is subject to credit approval and has geographic restrictions.

Secondary Market Mortgage

  • Conventional, FHA, USDA, VA
  • We Find The Best Fit For You
  • We Navigate The Guidelines
  • Easy Online Application


Apply Now

Talk with a Lender

All Accounts, Visa® Check Cards, Overdraft Protection, Loans, and Lines of Credit are subject to credit approval. Equal Housing Lender.

Portfolio Mortgage

  • Local Lender
  • Local Decision-Making
  • Local Servicing; We Don’t Sell Our Loans
  • Fast, Simple, Affordable

Biweekly Fixed Rate Loan

Our signature mortgage product. By paying half your mortgage payment every two weeks, you will realize substantial interest savings and take years off the life of your mortgage.

Other Mortgage Products

Monthly Fixed Rate Loan

Adjustable Rate Loan

Vacation and Second Home Loan

Mobile Home with Land Loan

Land Only Loan

Home Equity Loan

Construction Loan


Talk with a Lender

All Accounts, Visa® Check Cards, Overdraft Protection, Loans, and Lines of Credit are subject to credit approval. Equal Housing Lender.

Safe Act Registration Disclosure

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires mortgage loan originators and their employment institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS).

Each employee of a bank who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the Requirements of the SAFE Act. Below is a listing of the registered mortgage loan originators of Friend Bank.

Adam Benbow Clark, NMLS # 1474034

Kenneth Joe Grimes, NMLS # 556320

Alexa Christine Leonard, NMLS # 2587809

Lawrence Harris Johnson, NMLS # 2173795

Alexander H. Taylor, NMLS # 2517627

Mary Robin Lewis, NMLS # 433755

Alicia Marie Boyette, NMLS # 2504128

Matthew Logan Skinner, NMLS # 2578491


Amara Riana Jesus-Myles, NMLS # 2506868

Melisa Elizabeth Childs, NMLS # 1418407

Charles Robert Breedlove Jr, NMLS # 808394

Melissa A Vann, NMLS # 828434

Jamey Leonard Jackson, NMLS # 781479

Sarah Fondren Reed, NMLS # 2129661

Jillian Clark Kennedy, NMLS # 474368

Shawn Faison Hawthorne, NMLS # 742728

Joseph Huntley Johnson Jr, NMLS # 808391

Tonya M Owens, NMLS # 1185094

Kristen Pologruto, NMLS # 1511477

William Davis McLaughlin Jr, NMLS # 918911

The NMLS Institution ID for Friend Bank is 403419.

One of the objectives of the SAFE Act is to provide consumers with easily accessible information at no charge regarding mortgage loan originators. Public access is available using the unique identifier NMLS ID numbers at the NMLS consumer access site.

Switch Kit

Switching to Friend Bank has never been easier! Make use of our Switch Kit by clicking here. 

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Have questions?

Our Friend bankers are ready to assist you with all your personal banking needs. 

Call us today!

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